Questions and Answers about Tanja Real-Estate


Please feel free to contact me if you can’t find the right answer or for more information or interest in my Real-Estate Services.

For many years now I visit Dubai, mainly as a tourist, getting to know the very best hotels, the coolest beach clubs and the finest restaurants. Every year I go to Dubai to celebrate the best Sylvester party in the world!

The last decade I build a huge network world wide selling my Porsche Exclusive Artwork. I’ve travelled all around the world, having the privilege to talk to many different interesting clients. I got many questions about living in Dubai, what is it like? Are there many good investment possibilities and so on.

In 2023 I decided to first make the step myself and I bought a property Off Plan in the most sought areas in Dubai. From that moment on I connected the dots and it felt natural to start entering the real estate business in Dubai and help making dreams of others reality based upon my own positive experience.

With increasing word wide stress on financial markets, demand for real estate is growing exponentially all over the world.

Dubai has experienced significant growth in its real estate sector over the years. The city has become a popular destination for travelers and has witnessed a substantial increase in its population and residents. This growth, coupled with the Dubai government’s initiatives to attract investors and residency seekers, has fueled the demand for real estate in the region.

Also Dubai has implemented several measures to protect investors in the real estate market, such as the Escrow Law. These regulations aim to provide a safe environment for investors and ensure that their funds are used appropriately by developers. These protective measures have certainly contributed to investor confidence in Dubai’s real estate market.

Last but not least Dubai is considered to be a very safe city with a very low crime rate, which can be seen as a positive factor for investors. A safe environment can contribute to stability and confidence in the market, attracting both local and international investors.

The Dubai government has taken various measures to ensure the safety and security of residents and visitors. These include a well-established legal system, efficient law enforcement agencies, and a focus on maintaining public safety and order. The city has also invested in advanced infrastructure, modern amenities, and a high standard of living, which further enhances its appeal as a place to invest.

  • Lower Prices & Flexible Payment Plans. Off-plan properties are priced much lower than ready properties.
  • Capital Gains.
  • Off plan investment offers High Rental Yields.
  • Buyer Protection Laws in the Dubai.
  • Wide Variety of Off-Plan Projects in Dubai.

Yes, it is possible to sell an off-plan property during the construction phase in Dubai. However, there are a few factors to consider:

  1. Developer’s Approval: Most developers in Dubai have specific terms and conditions regarding the resale of off-plan properties. You would typically need to seek the developer’s approval before selling the property during the construction phase. They may have specific procedures and requirements that need to be followed.
  2. Transfer Fees: When selling an off-plan property, you will be responsible for paying the necessary transfer fees. These fees are typically a percentage of the property’s value and are paid to the Dubai Land Department. It’s important to factor in these costs when considering selling your property.
  3. Market Conditions: The real estate market conditions can influence the demand and saleability of off-plan properties. It’s advisable to assess the market dynamics, such as supply and demand, price trends, and buyer preferences, before deciding to sell your property during the construction phase.
  4. Contractual Obligations: Review the terms and conditions of your purchase agreement with the developer. Ensure that selling the property during the construction phase is not in violation of any contractual obligations or subject to penalties.

In Dubai, there are certain measures and regulations in place to provide some level of assurance that off-plan properties will be completed. These measures aim to protect investors and ensure the timely completion of projects. Here are a few factors to consider:

  1. RERA Approval: The Real Estate Regulatory Authority (RERA) in Dubai regulates and oversees the real estate sector. Developers must obtain approval from RERA for their projects, which includes verifying the financial capability and track record of the developer. RERA aims to ensure that developers have the necessary resources and expertise to complete their projects.
  2. Escrow Accounts: The Dubai Escrow Law requires developers to deposit the funds received from buyers into an escrow account specifically designated for that project. This mechanism ensures that developers cannot use the funds for purposes other than the construction of the project. The funds are released to the developer in installments based on the project’s completion percentage, which is verified by the government authorities.
  3. Performance Bonds: Some developers may be required to provide performance bonds or guarantees to protect buyers in case of project delays or non-completion. These bonds serve as financial security and can be used to compensate buyers or complete the project in the event of default by the developer.
  4. Transparency and Reporting: Developers are required to provide regular updates on the progress of their projects to buyers and RERA. This transparency allows buyers to track the project’s development and ensures that any issues or delays are addressed promptly.

No, it is not necessary for you to be physically present in Dubai. Everything, including payments and document signing, can be completed online, allowing investors to engage in the Dubai real estate market without being physically present in the city.

The availability of comprehensive information about off-plan properties is also beneficial for remote investors. With access to detailed property descriptions, floor plans, virtual tours, and other relevant data, investors can make more informed decisions about their purchases. This transparency helps build confidence and facilitates remote investment.

In Dubai’s off-plan property market, developers often offer flexible payment plans to attract buyers and facilitate the purchase process. These payment plans are designed to distribute the payment of the property purchase price over a specified period, allowing buyers to make installments instead of paying the full amount upfront. Here’s a general overview of how a payment plan typically works:

  1. Reservation: Once you decide to purchase an off-plan property, you typically start by reserving the unit by paying a reservation fee. This fee secures the property for a certain period while you proceed with the purchase process.
  2. Down payment: After the reservation, you will be required to make an initial down payment. The amount can vary depending on the developer and the specific project, but it is typically around 10-20% of the total property price. The down payment is usually paid within a specified timeframe, such as 30 days from the reservation date.
  3. Installments: Following the down payment, the remaining balance is divided into installments. The number and frequency of installments can vary depending on the developer and the project. Commonly, these installments are spread over the construction period, with payments made at specific milestones or intervals. For example, you may have monthly, quarterly, or bi-annual installments.
  4. Completion payment: Once the property construction is complete, the developer will request the final payment, also known as the completion payment. This payment is typically due upon handover of the property.

Any person of any nationality, despite having or not having a UAE residency, based overseas or locally can buy a property in Dubai. Properties available to foreigners for purchase must be situated in Dubai Freehold Communities.

In Dubai, foreign ownership is permitted in areas designated as freehold. Foreigners & expatriate residents may acquire freehold ownership rights over property without restriction.

Yes. Buyers can definitely get a mortgage for most off plan properties in Dubai. Similar with any mortgage, there are qualifying conditions that need to be met. However these are relatively straightforward and similar to what would be required for a ready property.

The maximum loan for an off plan property is 50% of the purchase price.

Yes, foreigners are allowed to buy property in the UAE. However, there are certain location restrictions. According to them, foreigners can only purchase real estate in specific places, the so called freehold zones. The majority of them are located in Dubai.

Purchasing real estate in Dubai may grant the buyer a residence permit. According to the UAE investor visa program, the property must be completed upon the purchase and its value must be of at least AED 1 million. Holders of residence visas through real estate purchase may also sponsor their dependents.
According to statistics from the Dubai Land Department, real estate in Dubai offers an average yearly return on investment of 5% to 8.4%, a competitive rate compared to major global cities like London, New York, and Singapore.
Did you know that Dubai is the most profitable city in the world for Airbnb landlords? That’s right! This was based on a recent survey by the CIA Landlord. In fact, the surprising part of their discovery was that property owners will only take 4 short months to earn their money back on their investment.

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